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Five types of insurance to purchase instead of earthquake coverage

10:00 AM EST on November 8, 2011

November 2011 is a month that will live in infamy. As you know, Oklahoma was rocked by a 4.6-magnitude earthquake Saturday morning, a 5.6 Saturday evening and another 4.something last night. The damage so far, incalculable. The lives lost, irreplaceable. If anyone needs to talk, I'm available.

Anyway, all this earthquake talk got me thinking if I should buy earthquake insurance.When researching this topic, I noticed other vanity policies that are needed in Oklahoma. Read my top 5 below.